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MortgagePay on the Web
You can make your Home Loan and Home Equity Line of Credit (HELOC) payments
from our secured website. Your payments can be scheduled up to 30 days in
advance, and can be made from your checking or savings account. Log on to your
account and select MortgagePay under Payment Services from the left menu. It's
so easy; you may never want to write a check again!
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PayPlan/Services
Countrywide offers you the flexibility to schedule your payments to fit your
lifestyle and financial goals. You may be able to save thousands of dollars in
interest payments and reduce the term of your loan by several years, or just
enjoy the ability to have your payment drafts occur when you receive your
paycheck.
PayPlan/12 allows your payment to be automatically deducted from your checking
or savings account on any date you select during the month. You can also add an
additional fixed amount to be applied as a principal balance reduction. The
date you select will determine if you will incur a fee for this service. For
example, if your payment is due on the first of each month with a 15 day grace
period, this service is free for a draft date selected between the first and
the sixth of the month. However, for a draft date selected between the seventh and the eleventh of the month, a $2.00 transaction fee will be assessed and for a draft date selected between the twelfth
and the sixteenth of the month, a $4.00 transaction fee will be assessed.
Please note, you must select a draft date within your grace period. PayPlan/12
is also available for Home Equity accounts.
Log on to your account and select PayPlan/Services under Payment
Services from the left menu to enroll today. If your loan is currently in process,
you can still enroll in this service. Just select Loan Status and log in to find
more details about the PayPlan service and enroll online today!
PayPlan/24 allows you to draft half of your payment amount twice prior to or
within your grace period. There will be a total of 24 semi-monthly drafts in a
twelve month period. This option allows you the flexibility to schedule your
payment in a way that works with your personal finances. With PayPlan/24 you
pay nothing to enroll and a nominal fee of $4.00 for each semi-monthly
transaction. This payment option is not available for Home Equity accounts.
Log on to your account and select PayPlan/Services under Payment
Services from the left menu to enroll today.
PayPlan/26 will automatically draft half of your payment amount every two
weeks. There will be a total of 26 bi-weekly drafts in a twelve month period.
After one year of participating in this plan, you will have made an equivalent
of 13 payments. The additional funds that you paid are directly applied to the
principal balance of your loan. While other lenders may offer similar plans,
they also charge significant up-front fees, which can add up to hundreds of
dollars. With PayPlan/26 you pay nothing to enroll, and a nominal fee of $4.00
for each bi-weekly transaction. This payment option is only available to fixed
rate loans. It is not available for Adjustable Rate Mortgages or Home Equity
accounts. Log on to
your account and select PayPlan/Services under Payment Services from the left
menu to enroll today.
PayPlan/52 drafts one fourth of your payment amount each week. After one year
of participating in this plan, you will have made an equivalent of 13 payments.
The additional funds that you paid are directly applied to the principal
balance of your loan. While other lenders may offer similar plans, they also
charge significant up-front fees, which can add up to hundreds of dollars. With
PayPlan/52, you pay nothing to enroll, and a nominal fee of $2.00 for each
weekly transaction. This payment option is only available to fixed rate loans.
It is not available for Adjustable Rate Mortgages or Home Equity accounts.
Log on to your account and select PayPlan/Services under Payment
Services from the left menu to enroll today.
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Other Accepted Electronic Payments
Countrywide accepts payments from various home banking services, such as
Quicken or MS Money. Your home loan payment can also be made from participating
online banking services, such as: USPS.com and Yahoo.com. Please check with
your online banking service to determine the inclusion of your home loan
payment with their service and regarding any online banking fees.
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Please Note: If your online banking service requires that you change
your mailing address with us, that change request will affect where we send
various important notices regarding your account, including year-end tax
information and any payment adjustments or delinquency notices.
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How do I sign up?
To access E-Payment options, click the "Current Customers" button at the top of
the page. After logging in to your account, choose "Payment Services" from the
left menu.
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E-Statements
Countrywide customers can get current monthly statements online. You'll never
again worry about having it delayed in the mail. And, by downloading a copy of
your statement, you won't have to keep track of all those paper statements.
Countrywide online transaction reporting and history gives customers more
information than a conventional paper statement. Plus instant e-mail
notification gives you immediate feedback on all account activity. Customers
who take advantage of the e-mail option can eliminate the waste and clutter of
paper statements by immediately switching to the electronic version, or
choosing a two-month trial to receive both paper and electronic statements.
Customers who want the convenience of automatic e-mail notification must pay
electronically using one of Countrywide's convenient online options, or by
using their financial institution's electronic payment services or home banking
software such as Quicken or Microsoft Money.
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Equal Housing Lenders. © 2008 Countrywide Bank, FSB, Countrywide Home Loans Division. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or its subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved.