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 Get pre-qualified or pre-approved
When you start shopping for a home, it's nice to know just how much home you
can afford. Even better, wouldn't you like an edge over other buyers interested
in the same home you are?
Here's the difference between these two buyer tools.
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| Pre-qualification |
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Pre-approval |
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Provides a "ballpark" estimate of your borrowing power |
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Is based on summary information you provide on your income and assets |
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Requires satisfactory review of property, financial documents and program requirements to issue final approval |
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Is offered by most lenders |
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Provides proof to real estate agents and sellers that you're approved for a specific loan amount |
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Is based on a verification of your income, credit and assets (in some cases, verification may not even be necessary) |
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Requires a satisfactory appraisal and title review and no change in financial condition for final approval |
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Is offered by Countrywide as a service to you before you find a home at no cost |
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Is quick and easy |
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| How to get it |
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Countrywide has a huge selection of loans built to suit specific needs of our customers. Our home loan experts are ready to help you find the loan that’s right for you! Contact us now to get a FREE, no obligation loan consultation:
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1-800-825-4863 |
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Available 7 days/week |
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Quick and easy process |
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Low, up-to-the-minute rates available by phone |
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Ask about our no-closing cost loans |
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 Equal Housing Lenders. © 2008 Countrywide Bank, FSB, Countrywide Home Loans Division. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or its subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved.
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